The Expat Edge

UCITS vs US ETFs: Which Is Better for Non-US Investors? (2026)

UCITS vs US ETFs: Which Is Better for Non-US Investors? (2026)

Published on: 20/02/2026

US-domiciled ETFs cost less but expose non-US investors to 30% withholding tax and 40% estate tax above $60K. UCITS ETFs avoid both. Here is how to choose the right structure.